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Showing posts with label Indian Government Yojanao. Show all posts
Showing posts with label Indian Government Yojanao. Show all posts

PM Kisan Samman Nidhi Portal Online: PMKSN Eligibility, Dates, Official Website, Check Name, Beneficiary list soon

PM Kisan Samman Nidhi Portal Online: PMKSN Eligibility, Dates, Official Website, Check Name, Beneficiary list soon at www.pmkisan.nic.in 

PM Kisan Samman Nidhi Scheme: Poor and marginalised farmers of the country are set to get Rs 6000 under the PM Kisan scheme of the Narendra Modi government. For this, the government has launched an official website at www.pmkisan.nic.in. The Rs 6000 help will be provided in three instalments of Rs 2000 each in the bank accounts of the eligible farmers.


PM Kisan Objective The scheme aims to augment the income of the Small and Marginal Farmers (SMFs). It will supplement the financial needs of the SMFs in procuring various inputs to ensure proper crop health and appropriate yields, commensurate with the anticipated farm income at the end of each crop cycle. The scheme will also help protect farmers from falling in the clutches of moneylenders for meeting such expenses and ensure their continuance in the farming activities.


PM Kisan cut-off date :  The PM Kisan scheme will be effective from 1-12-2018 for transfer of benefit to eligible beneficiaries. The cut-off date for determining the eligibility of beneficiaries has been kept as 01.02.2019.


PM Kisan: Who will benefit? The SMFs landholder farmer family is defined as “a family comprising of husband, wife and minor children who collectively own cultivable land up to 2 hectares as per land records of the concerned State/UT”.


PM Kisan: Official website Check details about the scheme on the official website "www.pmkisan.nic.in". The last date of putting names of the farmers on the official portal is 25 February while the process of transferring the money starts from 28 February.


PM Kisan: Who are eligible? Farmer families holding to constitutional posts, former and present MPs or MLAs, income tax payers, serving or retired government employees and those with monthly pension of Rs10,000 or more will not be eligible for direct income support of Rs 6,000 per year under PM-KISAN scheme. As per the Operational Guidelines of the scheme, professionals such as doctors, engineers, lawyers, chartered accountants, and architects registered with professional bodies have been excluded from the scheme. Former and present Mayors of municipal corporations, former and present chairpersons of district panchayats are also not eligible.

Among government employees, multi-tasking staff/Class IV/Group D employees can avail of the benefits.






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Pradhan Mantri Sukanya Samriddhi Yojana Scheme Information

How to Open the Sukanya Samriddhi Account?

➤Guardian to open the account: The account can be opened only by parents or legal guardians for upto two girl children. In case of twins or triplets, an exemption will be made on production of a certificate from authorised medical institutions.

➤Age Eligibility: A Sukanya Samriddhi account can be opened for a girl child till she attains the age of 10. The scheme started from 2 December, 2014. An initial grace period of one year has been announced for convenience. A girl child, who is born between 2 December, 2003 and 1 December, 2004, can open account by 1 December, 2015.

➤Residence: The girl child should be an Indian resident throughout the term of the scheme.Account in the name of the beneficiary: Sukanya Samriddhi Scheme can only be opened in the name of the girl child. The depositor (guardian) will be an individual, who deposits amount in the account on behalf of the minor girl child.

➤One Girl One Account: Only one account can be opened per girl child.

➤Where to open Account: Sukanya Samriddhi account can be opened in Post Offices or authorised Banks (State Bank of India, Bank of Baroda, Punjab National Bank, Bank of India, Canara Bank, Andhra Bank, UCO Bank, and Allahabad Bank, to name the few).

Sukanya Samriddhi Yojana Account More Details

➤Account Transferability: The account can be opened with an amount of Rs. 1000. It can be transferred from the original location to anywhere in India as the girl child relocates.

➤Minimum Contribution: A minimum contribution of Rs. 1000 per account has to be deposited per year. A maximum of Rs.1, 50,000 per account can be deposited. There is no limit in the number of deposits in a financial year. The money can be deposited through cash, cheque or draft.

➤Penalty: A penalty of Rs.50 will be imposed if the account is not credited with the minimum amount.

➤Rate of Interest: The scheme is offering an interest rate of 9.1% per year. However, it will be revised in April every year and the change will be communicated subsequently. The interest will be compounded yearly and directly credited to the account.

➤Term Period: The guardian is expected to deposit amount in the account only till the completion of 14 years. No deposits after that is required till the maturity of the account.

➤Withdrawal: A premature withdrawal (at the end of the previous financial year) of 50% of the accumulated amount is allowed after the girl child turns 18.

➤Closure of Account: The account can be closed only after the child turns 21. If the money is not withdrawn even after that, it will continue to earn the interest.

➤Taxation: As per Section 80C of Income Tax Act, the investment (up to Rs.1.5 lakhs) under the scheme, all the payments including the interest payment and the total maturity amount will be fully exempted from taxation.

➤Documents required at the time of closing account: An application for account closure, proof of identity, residence and citizenship

What Are the Documents Required for Opening an Account?

Birth Certificate of the girl child.Address and photo identity proof (PAN Card, Voter ID, Aadhar Card) of the guardian.

Interest Rates on  Sukanya Samriddhi Account Scheme reduced to 8.6 %

In addition to the interest rate on Public Provident Fund (PPF) scheme being slashed from 8.7 per cent to 8.1 per cent, the interest rates on Sukanya Samriddhi Account Scheme have also been reduced from 9.2 per cent to 8.6 per cent. The decision is expected to enable the banks to reduce their deposit rates and also extend loan and credit to the borrowers at decreased rates.


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Gujarat and Indian Government Different Skims for All Exams

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